Guangzhou intends to implement the accident liability insurance for private pension institutions

Date: 2013-11-29
Views: 135

Guangzhou civil affairs bureau and finance bureau plan to implement the accident liability insurance for private pension institutions in the city, and solicit opinions from the public.

According to the current plan, the municipal and district (county-level city) financial institutions that grant operation support must purchase the accident liability insurance in accordance with the subsidized bed. Encourage private pension institutions (hereinafter referred to as "pension institutions") to purchase accident liability insurance for non-government funded beds.

Inside insurance time limit, signing agreements in the elderly, and pension institutions in pension agency management area or responsibility scope internal cause of the accident causing personal injury, disability, the insurance company in accordance with the terms of this insurance to pay the corresponding cost; In case of death, the insurance company shall pay the insurance premium and funeral expenses according to the insurance clause.

In the insurance period, the pension agency fire, gas explosion, food poisoning, the elevator accidents, advertising, decoration of the building accident, equipment defects, such as public health accident responsibility, shall be the responsibility of the insurance company in accordance with the terms of this insurance claims.

Inside insurance time limit, within the scope of the pension agency management, due to the pension institutions (including staff) of negligence, fault, or improper care lead to a third party (except insurance companies and pension agency staff of other persons, such as in the old man, the old man's family, to handle affairs personnel, visitors, etc.) of personal injury, pension institution shall bear the economic liability to pay compensation in accordance with the law and the relevant fees, shall be the responsibility of the insurance company in accordance with the terms of this insurance claims.

According to understanding, according to the difference of insurance of insurance of the endowment agency that cast insurance, each accident compensatory limit and annual accumulative compensatory limit all have different, bed number more, the limit is higher. The insured beds are covered in 3,000 to 6000 beds, with an annual compensation limit of $1.85 million and an annual cumulative compensation limit of $10.1 million.


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